QuickClose vs. Realtor

Cash buyer vs. listing with a Realtor: which actually nets you more?

A realtor will usually get a higher gross sale price. A cash buyer will usually get you a faster, more certain net — especially when you account for the costs Realtors don't talk about up front.

Honest comparison

QuickClose vs. the traditional sale process

We won't pretend cash is always the right choice. Here's the real trade-off.

	QuickClose	Realtor (MLS)	iBuyer
Commissions / fees	$0	5–6% of sale price	5–8% service fee
Closing costs	We cover them	1–3% to seller	1–2% to seller
Repairs required	None — as-is	Often $5K–$15K	Repair credits at close
Days to close	7–14 days	60–90 days average	14–30 days
Showings / open houses	Zero	15–40+	Zero
Inspection contingencies	No contingencies	Buyer can renegotiate	Repair credit at close
Financing fall-through risk	Zero — cash funds	~15% of pending sales	Low
Offer guaranteed?	Yes — written	Hope a buyer makes one	Yes — adjusted after inspection

The true cost of a Realtor sale

Take a $300,000 listing as an example. Here's where the money actually goes:

Listing agent commission (3%): –$9,000
Buyer's agent commission (3%): –$9,000
Seller closing costs (2%): –$6,000
Pre-listing repairs (avg): –$8,000
2 months carrying costs (taxes, ins., utilities): –$4,000
Inspection credit (avg): –$3,000
Net to seller: $261,000

A cash offer on the same property might come in at $260,000–$270,000 — but with zero deductions, zero repairs, and you close in 10 days instead of 75.

When the MLS wins

Move-in-ready home, no urgency, can carry the mortgage for 60–90 days, willing to allow showings: list it.

When cash wins

Repairs needed, behind on payments, inherited or vacant, tenant issues, relocating, divorcing, or simply can't afford to carry it: cash is usually the better net.

Compare

Realtor vs. cash: common questions

Will I get more money selling with a Realtor?

On gross sale price, almost always — yes. On net proceeds after commissions, repairs, holding costs, and inspection credits, the gap is often much smaller (or negative) — especially if your home needs work or you can't carry it for 60–90 days.

How long does a Realtor sale really take?

National average is 65–90 days from listing to closing once you include time on market, escrow, and any inspection or financing delays. Cash sales close in 7–14 days.

Can I list with a Realtor and also get a cash offer?

Yes — and you should. Get a cash offer first as your floor, then list. If the MLS delivers a better net offer, take it. If not, exercise the cash offer. We hold offers open 7 days to give you time.

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